:root{
  --navy:#0b0b64; --navy-2:#14147a; --ink:#16163a; --muted:#5a5c72;
  --gold:#ffd700; --white:#ffffff; --line:#e5e6f0; --soft:#f6f6fa;
  --wa:#1fa855; --radius:12px; --max:1080px;
  --shadow:0 6px 22px rgba(11,11,100,.08);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Montserrat,Lato,"Source Sans 3",system-ui,sans-serif;color:var(--ink);background:var(--white);line-height:1.7;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--navy)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.25;color:var(--navy)}
h1,h2{font-family:Cinzel,"Trajan Pro",Georgia,serif;font-weight:700;letter-spacing:.4px}
h1{font-size:clamp(28px,4.8vw,46px);margin:.15em 0 .45em}
h2{font-size:clamp(22px,3.2vw,30px);margin:0 0 .5em}
h3{font-size:18px;margin:0 0 .35em;font-weight:700}
p{margin:0 0 1em}
.sub{font-size:clamp(17px,2.1vw,20px);color:var(--muted);max-width:720px}
.eyebrow{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--navy);border-bottom:2px solid var(--gold);padding-bottom:3px;margin-bottom:12px}
.filete{height:2px;background:var(--gold);border:0;margin:0}

/* header */
.top{position:sticky;top:0;z-index:20;background:var(--navy);color:#fff}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:62px}
.brand{color:#fff;text-decoration:none;font-family:Cinzel,Georgia,serif;font-weight:700;font-size:19px;letter-spacing:1.5px;white-space:nowrap}
.brand span{color:var(--gold)}
.nav{display:flex;gap:22px;align-items:center}
.nav a{color:#fff;text-decoration:none;font-size:14.5px;font-weight:600;white-space:nowrap;opacity:.9;padding:6px 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current=page]{opacity:1;border-bottom-color:var(--gold)}
@media (max-width:760px){.nav a.hide-sm{display:none}}
@media (max-width:420px){.brand{font-size:16px}.nav{gap:14px}.nav a{font-size:13.5px}}

/* hero */
.hero{background:var(--navy);color:#fff;padding:60px 0 54px}
.hero h1{color:#fff}
.hero .sub{color:#e4e5f6}
.hero .eyebrow{color:#fff}
.crumbs{font-size:13.5px;margin-bottom:14px;color:#cfd0ea}
.crumbs a{color:#fff}
.hero-points{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:8px;max-width:640px}
.hero-points li{padding-left:22px;position:relative;color:#fff}
.hero-points li:before{content:"";position:absolute;left:0;top:.72em;width:10px;height:2px;background:var(--gold)}

/* buttons */
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 22px;border-radius:999px;font-weight:700;text-decoration:none;font-size:15.5px;border:1.5px solid transparent;line-height:1.2}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{filter:brightness(1.07)}
.btn-line{border-color:rgba(255,255,255,.75);color:#fff}
.btn-line.dark{border-color:var(--navy);color:var(--navy)}
.btn svg{width:19px;height:19px;flex:none}

/* sections */
section{padding:60px 0}
section.soft{background:var(--soft)}
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.card p{margin:0 0 .8em;color:#33354f}
.card a.more{font-weight:700;text-decoration:none;border-bottom:2px solid var(--gold)}
.ic{width:34px;height:34px;color:var(--navy);margin-bottom:10px}
.ic svg{width:34px;height:34px;stroke:var(--navy);fill:none;stroke-width:1.5}
.num{font-family:Cinzel,Georgia,serif;color:var(--navy);font-size:15px;font-weight:700;letter-spacing:1px}
.num b{color:#b89400}

/* answer blocks (pergunta → resposta) */
.answer{border-top:1px solid var(--line);padding:30px 0}
.answer:first-of-type{border-top:0}
.answer .q{font-family:Cinzel,Georgia,serif;font-size:clamp(20px,2.6vw,25px);color:var(--navy);margin:0 0 .5em;line-height:1.3}
.answer .q:before{content:"";display:block;width:36px;height:2px;background:var(--gold);margin-bottom:14px}
.short{font-size:18px;font-weight:600;color:var(--ink)}
.dots{list-style:none;padding:0;margin:.4em 0 1em}
.dots li{padding-left:22px;position:relative;margin:.45em 0}
.dots li:before{content:"";position:absolute;left:2px;top:.72em;width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 2px var(--navy)}
.law{font-size:14.5px;color:var(--muted);border-left:2px solid var(--gold);padding-left:12px;margin:.6em 0 0}
.prose{max-width:780px}
.quote{background:#fff;border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;padding:16px 20px;color:#33354f;font-style:italic;box-shadow:var(--shadow)}

/* FAQ */
details{border:1px solid var(--line);border-radius:10px;padding:15px 18px;margin:10px 0;background:#fff}
details summary{cursor:pointer;font-weight:700;color:var(--navy);list-style:none;padding-right:26px;position:relative}
details summary::-webkit-details-marker{display:none}
details summary:after{content:"+";position:absolute;right:0;top:-2px;font-size:22px;color:var(--navy)}
details[open] summary:after{content:"–"}
details p{margin:.7em 0 0}

/* videos */
.videos{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.video{border-radius:var(--radius);overflow:hidden;background:#0b0b64;aspect-ratio:9/16;max-height:540px;box-shadow:var(--shadow)}
.video iframe{width:100%;height:100%;border:0}
.video-cap{font-size:14px;color:var(--muted);margin-top:8px}

/* steps */
.steps{counter-reset:s;display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.step:before{counter-increment:s;content:counter(s) "/4";display:block;font-family:Cinzel,Georgia,serif;font-weight:700;color:#b89400;margin-bottom:6px;letter-spacing:1px}

/* CTA band */
.cta{background:var(--navy);color:#fff;text-align:center;padding:56px 0}
.cta h2{color:#fff}
.cta p{color:#e4e5f6;max-width:620px;margin:0 auto 4px}
.cta .btns{justify-content:center}

/* footer */
footer{background:#07073f;color:#cfd0e6;font-size:14.5px;padding:38px 0 96px}
footer a{color:#fff}
footer .cols{display:grid;gap:22px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
footer .sign{display:flex;justify-content:flex-end;align-items:center;gap:12px;margin-top:22px}
footer .sign img{height:46px;width:auto;border-radius:6px;background:#fff;padding:4px}
footer small{display:block;margin-top:16px;opacity:.75}

/* floating whatsapp */
.float-wa{position:fixed;right:16px;bottom:16px;z-index:30;background:var(--wa);color:#fff;border-radius:999px;padding:13px 18px;font-weight:700;text-decoration:none;display:flex;gap:8px;align-items:center;box-shadow:0 8px 24px rgba(0,0,0,.25)}
.float-wa svg{width:22px;height:22px}
@media (max-width:480px){.float-wa span{display:none}.float-wa{padding:14px}}

/* ===== v3: azul mais fechado, sofisticado ===== */
:root{--deep:#05071f;--deep-2:#080b33;--navy:#0b0b64}
.top{background:var(--deep);border-bottom:1px solid rgba(255,215,0,.35)}
.brand{display:flex;align-items:center;gap:10px}
.brand img{height:34px;width:auto;border-radius:4px}
.hero{background:radial-gradient(120% 140% at 85% 10%,#0e1150 0%,var(--deep-2) 45%,var(--deep) 100%);position:relative;overflow:hidden}
.hero .wrap{position:relative;z-index:1}
.hero-art{position:absolute;right:-40px;bottom:0;width:min(640px,70vw);opacity:.22;z-index:0;pointer-events:none}
.hero-art svg{width:100%;height:auto;stroke:var(--gold);fill:none;stroke-width:1.2}
@media (max-width:760px){.hero-art{opacity:.14;width:110vw;right:-30vw}}
.cta{background:radial-gradient(120% 160% at 50% 0%,#0e1150 0%,var(--deep) 70%)}
footer{background:#03041a}
.hero-grid{display:grid;grid-template-columns:1.4fr .8fr;gap:36px;align-items:center}
.portrait{border-radius:14px;overflow:hidden;border:1px solid rgba(255,215,0,.45);box-shadow:0 20px 50px rgba(0,0,0,.45);max-width:340px;justify-self:end}
.portrait figcaption{background:var(--deep);color:#e4e5f6;font-size:13.5px;padding:10px 14px;border-top:1px solid rgba(255,215,0,.35)}
.portrait figcaption b{color:#fff;font-family:Cinzel,Georgia,serif;letter-spacing:.5px}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr}.portrait{justify-self:start;max-width:260px}}

/* regra + calculadora */
.rule{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin:10px 0 24px}
.rule .card h3{font-family:Cinzel,Georgia,serif;font-size:20px}
.rule .big{font-family:Cinzel,Georgia,serif;font-size:34px;color:var(--navy);line-height:1;margin:4px 0 8px}
.rule .big small{font-size:16px;color:#b89400}
.example{background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);overflow:hidden}
.example table{width:100%;border-collapse:collapse;font-size:16px}
.example td{padding:12px 16px;border-bottom:1px solid var(--line)}
.example td:last-child{text-align:right;font-weight:700;color:var(--navy);white-space:nowrap}
.example tr.total td{background:var(--deep);color:#fff;border:0}
.example tr.total td:last-child{color:var(--gold)}
.calc{background:var(--deep);color:#fff;border-radius:16px;padding:28px;box-shadow:0 20px 50px rgba(5,7,31,.35);border:1px solid rgba(255,215,0,.3)}
.calc h2{color:#fff}
.calc .fields{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));margin:16px 0 20px}
.calc label{display:block;font-size:14px;color:#cfd0ea;margin-bottom:6px}
.calc input{width:100%;font:inherit;font-size:18px;padding:12px 14px;border-radius:10px;border:1px solid rgba(255,255,255,.25);background:#0c1040;color:#fff}
.calc input:focus{outline:2px solid var(--gold);border-color:transparent}
.calc .results{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr))}
.calc .res{background:rgba(255,255,255,.06);border:1px solid rgba(255,215,0,.25);border-radius:12px;padding:14px}
.calc .res span{display:block;font-size:13px;color:#cfd0ea;text-transform:uppercase;letter-spacing:1px}
.calc .res b{display:block;font-family:Cinzel,Georgia,serif;font-size:24px;color:var(--gold);margin-top:4px}
.calc .note{font-size:13.5px;color:#b9bbd8;margin-top:16px}

/* ===== v4: base branca, transições para o azul fechado ===== */
body{background:#fff}
.top{background:rgba(255,255,255,.96);backdrop-filter:saturate(1.2) blur(6px);border-bottom:2px solid var(--gold)}
.top .wrap{min-height:66px}
.nav a{color:var(--deep)}
.nav a:hover,.nav a[aria-current=page]{color:var(--deep);border-bottom-color:var(--gold)}
.brand{color:var(--deep);gap:10px}
.brand .mark{width:46px;height:30px;stroke:var(--deep);fill:none;stroke-width:1.8;stroke-linejoin:round}
.brand .mark .road{stroke:var(--gold);stroke-width:2}
.brand .wm{display:flex;align-items:baseline;gap:1px;flex-wrap:wrap;line-height:1}
.brand .j{font-family:Cinzel,"Trajan Pro",Georgia,serif;font-size:22px;color:var(--deep);letter-spacing:1px}
.brand .a{font-family:Montserrat,sans-serif;font-weight:500;font-size:17px;color:var(--deep)}
.brand small{flex-basis:100%;font-family:Montserrat,sans-serif;font-size:8.5px;letter-spacing:2.6px;color:#8a6f00;margin-top:3px;font-weight:700}
@media (max-width:420px){.brand .mark{width:38px}.brand .j{font-size:19px}.brand .a{font-size:15px}}

.hero{background:linear-gradient(180deg,#ffffff 0%,#f7f7fb 70%,#eef0f7 100%);color:var(--ink)}
.hero h1{color:var(--deep)}
.hero .sub{color:var(--muted)}
.hero .eyebrow{color:var(--deep)}
.crumbs{color:var(--muted)}
.crumbs a{color:var(--deep)}
.hero-points li{color:var(--ink)}
.hero-points li:before{background:var(--gold);height:3px}
.hero .btn-line{border-color:var(--deep);color:var(--deep)}
.hero-art{opacity:.10}
.hero-art svg{stroke:var(--deep);stroke-width:1.4}
.filete{display:none}
.portrait{border-color:rgba(5,7,31,.12);box-shadow:0 24px 50px rgba(5,7,31,.18)}

/* faixas escuras com transição suave a partir do branco */
.cta,.dark-band{position:relative;background:var(--deep);padding-top:96px}
.cta:before,.dark-band:before{content:"";position:absolute;left:0;right:0;top:0;height:90px;background:linear-gradient(180deg,#ffffff 0%,rgba(255,255,255,0) 100%);pointer-events:none}
section.soft + .cta:before{background:linear-gradient(180deg,#f6f6fa 0%,rgba(246,246,250,0) 100%)}
.cta h2{color:#fff}
.dark-band{padding-bottom:70px;color:#fff}
.dark-band h2,.dark-band h3{color:#fff}
.dark-band .eyebrow{color:#fff}
.dark-band .sub{color:#cfd0ea}
.dark-band .card{background:rgba(255,255,255,.04);border-color:rgba(255,215,0,.25);box-shadow:none}
.dark-band .card p{color:#d9daee}
.dark-band .rule .big{color:#fff}
.dark-band .law{color:#b9bbd8}
footer{position:relative;padding-top:60px}
.calc{box-shadow:none}
section#calculadora{background:var(--deep);position:relative;padding-top:20px}
.after-dark{position:relative}
.after-dark:before{content:"";position:absolute;left:0;right:0;top:0;height:70px;background:linear-gradient(180deg,var(--deep) 0%,rgba(5,7,31,0) 100%);pointer-events:none}